Coastal South Carolina's Independent Insurance Agency
Serving Garden City, Myrtle Beach, and the entire South Carolina coast — from oceanfront properties to homes 20 miles inland — with personal coverage, life and health plans, and Medicare guidance from local agents who've lived and worked here since 2013.
13 Years
Serving Coastal South Carolina
Independent Agency
Multiple Carriers, One Trusted Source
Free Consultations
No Pressure, Plain-English Guidance
Licensed
in South Carolina and North Carolina
Real Coverage for the Coast You Call Home
Living on the South Carolina coast means your insurance needs are different from anywhere else in the country. Hurricanes, flooding, wind damage, and saltwater exposure create risks that standard policies often don't fully address — and most national carriers don't specialize in them the way we do.
At Safe Haven Insurance Group, we've spent 13 years helping coastal homeowners, renters, condo owners, landlords, and families find coverage that actually holds up when a storm rolls in. We work with multiple carriers — including Charleston-based Johnson & Johnson — so we can shop the market on your behalf and find the right fit, not just the easiest sale.
Whether you're on the oceanfront in Garden City, inland near Pawleys Island, or anywhere from Little River down to the Charleston area, we know this coastline and the risks that come with it.
Find the Coverage That Fits Your Life
Personal Insurance
Homeowners, flood, wind and hail, auto, condo, renters, landlord, umbrella, and more — built for coastal South Carolina properties and the specific risks that come with them.
Life & Health Insurance
Term life, whole life, final expense, health, dental, vision, and annuities — straightforward guidance to help you and your family plan with confidence.
Medicare Insurance
Medicare Advantage, Medicare Supplement, and Part D prescription plans — explained in plain English so you can choose the coverage that fits your health and your budget.
Customer testimonials on Google
Why Coastal Families Choose Safe Haven
- Independent agency with access to dozens of carriers — we work for you, not the insurance company
- 13 years specializing in coastal South Carolina risk, from Garden City to Kiawah Island
- 4.8-star Google rating backed by 100+ verified client reviews
- Free consultations with no obligation and no insurance jargon
- Multilingual team ready to assist clients in their preferred language
- Deep carrier relationships, including Charleston-based Johnson & Johnson, for hard-to-place coastal properties
Not Sure Where to Start? We'll Walk You Through It.
Insurance is complicated enough without someone making it harder. Our agents take the time to understand your situation first, then explain your options in plain language — no pressure, no confusion. A free consultation takes about 30 minutes and can save you from finding out too late that your policy had a gap.
Serving Communities Across the South Carolina Coast
We're based in Garden City and serve clients throughout coastal South Carolina, including Myrtle Beach, North Myrtle Beach, Surfside Beach, Murrells Inlet, Litchfield, Pawleys Island, Georgetown, Little River, and the Charleston area. Our service radius extends approximately 80 miles, and we're licensed in both South Carolina and North Carolina.
Questions We Hear from Coastal Homeowners
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Am I actually covered if a hurricane damages my home?
FIG is an independent agency that works for you — not the insurance companies. Since 1981, we’ve prioritized personal service, comparing multiple carriers to find the best coverage at the best value. With real agents, tailored advice, and long-term support, we go beyond policies to build trusted relationships.
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What does an independent insurance agency do differently than going directly to a carrier?
We’ve been serving Maryland and surrounding areas since 1981. With over 40 years of experience, FIG has built a strong reputation for dependable service and expert insurance guidance.
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Who insures coastal homes in South Carolina when other carriers won't?
We specialize in matching clients with the right coverage — whether it’s auto, home, renters, life, commercial, or specialty insurance. Our team includes experts across all categories to ensure you get the most suitable protection.
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Can you help me understand my Medicare options?
Absolutely. At FIG, we believe in lasting relationships. You’ll work with a dedicated agent who understands your needs and is there for you through every change, claim, and renewal.
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How do I get started with Safe Haven Insurance Group?
You can call us at 843-839-1010, request a quote online, or schedule a free consultation through our online calendar. We're based at 671 Jamestown Drive, Suite 207 in Garden City and serve clients across the South Carolina coast.
Ready to Talk With a Local Agent Who Knows This Coast?
Reach out by phone, email, or online — whichever is easiest for you. We're here to answer your questions, compare your options, and make sure you're covered the right way for where you live.
